Finance A Home With The Home Owner ... You Eliminate Bank Qualifying!

After you register above you will be redirected for more detailed information about the home you desire. We know the internet is mess when it comes to finding lease-purchase homes. Tons of sites but no real orginization. Relax, you've found the ultimate resource for getting into that perfect home that you just can't get the bank to budge on.

The financial condition of the market has forced new inventive ways to get real estate back on top. No longer is door slammed shut when a bank says "NO!". The banks are not the last say. In fact many current homeowners have plenty of equity in their home to finance it directly themselves.

Contracts can be written where you agree to pay a little bit down, move in, pay "rent" then 18 months later close on the home. That's just one example. We have tons and we have the homes that are open to all types of financing. These homes aren't in the ghetto either.

We help you with one of the biggest investments of your life. Start making your money work for you...not your landlord.

Register above or below!

We Have All Types of Homes Available...

A Few Featured Available Homes

2br - Updated and Spacious 1800 Sq. Ft.

• 1800 Sq. Ft. VERY LARGE! 2 bedroom + full finished basement - room for another bedroom.
• Updated throughout - hardwood floors, stainless steel appliances, new light fixtures, crown molding, new double-pane windows and fresh paint.
• Master bedroom (13x14) with full bath & his/ hers closets.
• Second bedroom with one full wall of closet space.
• Basement w/ fireplace, wet bar, extra refrigerator & built-in bookshelves.
• Washer/ dryer & extra storage space in laundry room.
• 2 covered parking spaces.
• Back patio overlooks lake & is shaded in the summer – beautiful sunrise/ sunset location.

Rent To Own This House $975

4BR/3BA Single Family House

• Bedrooms 4 (master on main)
• Bathrooms 3 full (one upstairs)
• Sq Footage 2,125
• Parking 3 dedicated (2 covered) one on the side
• Master (12x14) with HUGE closet.
• Pet Policy: yes pets
• Deposit $3,000 + first month's rent (could be rent to own).

Rent To Own This House $1375

3br - Updated and Spacious 1675 Sq. Ft.

• 1675 Sq. Ft. Shows Large! 3 bedroom + partial finished basement - room for another bedroom or workout room.
• All rooms updated - hardwood floors, stainless steel appliances, all new light fixtures, crown molding throughout, freshly painted.
• Master bedroom (12x15) w full bath & his/ hers walk in closets.
• Second & third bedrooms with huge closet space.
• Basement w/ fireplace, bar, area for pool table, refrigerator & built-in galore.
• Washer/dryer & storage space in laundry/mud room.
• 2 covered parking spaces with plenty of space.
• Can see lake from patio, shaded in the summer – sunrise/ sunset with great view.

Rent To Own This Home $995

5br - All new 2,575 Sq. Ft.

• 2,575 Sq. Ft. It's a beauty! 5 bedroom + 1/2 finished basement.
• Just update w/upgrades including - hardwood floors, top of the line appliances, premium light fixtures, professional paint.
• Master bedroom (14x16) w/ full bath & Jacuzzi tub.
• Kids play area upstairs with 3 bedrooms and possible media center/rec area.
• Basement has full web bar seats 6, lots of space for pool table & guest bedroom.
• Washer/dryer w/folding new cabinets for storage & folding area.
• 2 car garage on side of home attached.
• Huge back yard, play area all fenced in.

Rent To Own This House $965

CREDIT REPORT, LISTINGS, AND DOWN PAYMENT

Since there are no bank qualification steps to go through in a Rent-To-Own / Lease-Purchase contract there is very little in the form of verification needed. However, homeowner and investors still need to make sure they can feel safe going into a contract with a buyer (that's you!). One of these steps is your credit report. This will give the home-owner/investor an idea of your past credit experiences and more importantly see that you are on the road to building your credit back up to good standards. You will be asked to have your credit report on your first meeting with the home-owner / investor. Do not send in your credit report to OwnerWiz.

What is Revolving Debt?

Credit card debt is referred to as "revolving" credit because - unlike a mortgage, for example - it allows the borrower to carry a balance from month to month with no fixed number of payments set to pay off the balance. Additionally, a borrower can continuously add to the debt, up to a set credit limit. All the credit card company typically requires in return is a minimum monthly payment, most of which is just a payment on the interest owed, with as little as 5% or less going towards reducing the principle.

Revolving credit card debt is the source of many individuals' financial difficulties (and profits for credit card companies). Someone who routinely pays only the minimum monthly payment will be making little or no headway towards reducing the balance of their debt and can eventually find themselves with major financial problems.

The Down Payment

How much of a down payment is needed? The minimum needed for a house that costs $80,000 - $110,000 is $2,500. Higher home costs will demand a higher down payment. The investors are taking on the risk of buying the home and this amount insures that you are serious about buying the home. This down payment goes 100% towards buying the home when you're ready to buy. Also, a portion of your monthly payment will be put into escrow as well and be used in addition to your down payment.

Since there are no bank qualification steps to go through in a Rent-To-Own / Lease-Purchase contract there is very little in the form of verificaiton needed. However, homeowner and investors still need to make sure they can feel safe going into a contract with a buyer (that's you!). One of these steps is your credit score and report. This will give the home-owner/investor an idea of your past credit experiences and more importantly see that you are on the road to building your credit back up to good standards. You will be asked to have your credit report on your first meeting with the home-owner / investor. Prior to this meeting you will discuss your financial situation with one of our qualified agents.

Home Listings Made Easy

You'll be given access to our online listing database. Inside your account you'll be able to put homes in your "watch list". This watch list needs to contain at least a couple homes to insure that if something goes wrong with one the other can still be in the works. We know that time is generally a issue so make sure that you always have a couple homes you are intersted in buying. The most important thing to remember is that we are more than just a home listing warehouse. Any you see for sale can qualify for the program. So if you see a home listed on another site. Simply contact our team and send the listing over. We'll add it to your list. It's that easy.

Our goal is to make you a home owner. We aim to provide you with every resource possible to acheive this goal. We give you the road map to get to this goal and help you every step of the way until it is reached. Home listings are just a part of this map. Finding a home and ultimately buying the home are two totally different hurdles. We help you with both. Give us a try.